Abdelhafid Ahjij is the Head of the ZMS 6001 Certification Programme at Shariah360, where he leads the development and implementation of certification initiatives designed to strengthen governance, transparency, accountability, and Shariah compliance within Zakat institutions and Islamic charitable organizations. He works closely with NGOs, charitable foundations, crowdfunding platforms, and other stakeholders to promote best practices in Zakat management through the internationally recognized ZMS 6001 framework.
He holds a Master's degree in Islamic Banking and Finance from the International Islamic University Malaysia (IIUM), where he developed a strong foundation in Islamic finance, Shariah governance, Islamic social finance, and financial regulation. His academic interests include Zakat, Waqf, Islamic fintech, and governance frameworks that enhance the effectiveness and credibility of Islamic philanthropic institutions.
Prior to joining Shariah360, Abdelhafid gained practical experience in finance, accounting, and operations management across both the corporate and non-profit sectors. He has also worked extensively in Islamic crowdfunding, managing charitable fundraising campaigns, supporting donor engagement strategies, and overseeing campaign operations for humanitarian and community development initiatives. This combination of operational and governance experience enables him to bridge international standards with the practical needs of charitable organizations.
At Shariah360, Abdelhafid is responsible for advancing the ZMS 6001 Certification Programme by developing certification methodologies, governance frameworks, operational procedures, and assessment tools that help organizations improve compliance, risk management, and institutional transparency. He also contributes to organizational capacity building by providing guidance on Shariah governance, certification readiness, and best practices in Zakat fund management.
Passionate about innovation in Islamic social finance, Abdelhafid is committed to promoting responsible governance and strengthening public trust in Zakat institutions through internationally aligned standards. His long-term vision is to support the development of a transparent, accountable, and globally recognized Islamic charitable ecosystem that maximizes social impact while remaining firmly rooted in the principles and objectives of Shariah.

Abdelhamid Aissa is a Shariah compliance advisor and doctoral researcher specializing in Islamic finance, with a distinguished interdisciplinary profile that integrates advanced Shariah studies, contemporary Islamic financial thought, and practical institutional experience. His academic and professional trajectory reflects a sustained commitment to the development of ethical, technically sound, and Shariah-aligned financial solutions.

He is currently pursuing a PhD in Islamic Finance, with research focused on the Mudaraba contract and its contemporary applications in Islamic and participatory banking. His work is grounded in a solid academic foundation that includes a Master’s degree in Maliki Doctrine and Contemporary Islamic Finance, a Bachelor’s degree in Islamic Studies, and a Specialized Technician diploma in IT Development, enabling him to navigate both the normative and operational dimensions of modern Islamic finance.

Over the course of his professional development, Mr. Aissa has cultivated experience at the intersection of Shariah compliance, Islamic financial product development, academic research, and institutional advisory support. He notably completed a professional training placement at Assafa Bank, where he contributed to compliance-related and product-development initiatives, including documentation and conceptual support for Istisna structures, Sukuk certificates, and operational guides relating to participatory banking products such as investment deposits and banking cards.

He currently serves as Shariah Compliance Advisor at Fineopolis Capital, where he contributes to advisory and compliance-oriented work in support of the firm’s activities and strategic engagements. His profile is further distinguished by sustained involvement in scholarly and professional platforms dedicated to Islamic economics and finance. He has published scientific articles in peer-reviewed journals, participated in academic conferences, and contributed to the organization and supervision of multiple scientific colloquia.

Mr. Aissa has also been actively engaged in initiatives related to Islamic social finance, crowdfunding, philanthropic sustainability, and ethical entrepreneurship, including training and workshop coordination for applied projects in these fields. His contribution to the advancement of participatory finance was recognized through his receipt of the Third Prize in the Best Master’s Thesis Competition, organized by the APAF during the Participatory Finance Symposium in 2023.

His areas of expertise include Shariah compliance, Islamic finance research, training and capacity building, scientific coordination, digital development, e-marketing, and e-commerce. Through this combination of academic depth, applied research capability, and institutional awareness, Abdelhamid Aissa brings a refined and valuable perspective to high-level advisory, compliance, and development assignments in the field of Islamic finance.

Dr. Omar Wald Ghzala is a distinguished Shariah Advisor and Auditor with proven expertise in Islamic finance, Shariah governance, compliance oversight, and participative banking operations. His profile combines advanced academic specialization in Islamic financial jurisprudence with substantial practical experience across advisory firms, participative financial institutions, and compliance leadership functions.

Holding a PhD in Islamic Finance, supported by advanced studies in Islamic financial transactions, comparative jurisprudence, and Islamic economics, Dr. Ghzala has built a strong foundation for high-level advisory and audit work in the Islamic finance sector. His credentials are further reinforced by internationally recognized certifications, including the CSAA from AAOIFI, as well as professional training in Shari’ah audit, governance, Islamic banking, and Takaful.

Over the course of his career, he has held significant roles in both consulting and institutional settings, notably as Head of Compliance at Bank Assafa and as an adviser within leading Islamic finance consulting environments. His work has included regulatory reporting, Shari’ah risk management, internal Shari’ah controls, contract validation, product development support, Sukuk-related assignments, training delivery, and governance framework development. He has also contributed to strategic and structuring initiatives involving Bank Al-Maghrib, the Moroccan Ministry of Finance, participative banks, and regional consulting projects in Islamic finance.

Dr. Ghzala is also recognized for his contribution to training, academic instruction, and professional capacity building, having delivered seminars, specialized workshops, and university-level teaching in Muslim business law and Islamic finance. Fluent in Arabic, French, and English, he brings to the team a combination of technical Shari’ah expertise, institutional awareness, and practical execution capability, making him a strong asset for assignments involving Shari’ah audit, governance review, compliance advisory, and Islamic product structuring.